For many young people, especially students, or for people taking career breaks, backpacking is not only the cheapest way to travel but the most rewarding as well. You get the chance to really experience the culture of the countries you visit, whether it’s Europe, Australia, the America’s or Asia, and by backpacking you get much closer to the people.

Why should you consider backpackers travel insurance? With a suitable policy you will be covered for the entire duration of the holiday and the confidence of knowing that you’ll be able to get the necessary medical treatment you need if you fall ill, require emergency dental treatment, or have an accident. In Singapore we’re used to a free health service (of sorts), but not every country has the same facility. Without adequate travel insurance Singapore cover you could find yourself facing a hefty medical bill if you need treatment abroad.

What about your personal possessions? There’s the risk of losing them or having them stolen. Most backpackers insurance policies will allow you to claim for them during your stay or on your return.

Remember that a backpackers travel policy is like any other form of insurance cover. Always read the terms and conditions and make sure that all the activities that you intend to indulge in are fully covered. For instance, if you are going to a place well known for skiing or paragliding and you are adventurous check that it’s not excluded by your insurance. Boring as it may be, you may do something on the spur of the moment that isn’t covered by your policy.